Cheapest Loans.
Better Score.
Discover the best loan options, boost your credit score, and manage all your credit needs effortlessly — powered by AI.
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Everything Credit, Right Here
At GoCredit, we are committed to providing cutting-edge solutions that streamline credit management processes and empower individuals to make informed financial decisions.
Find Cheapest Loans
get access to the lowest interest rates & fast approvals
Boost Credit Score
increase your credit score with simple steps
Manage Your Credit
all your loans and credit cards in one place
Credit Report Issues
fix issues that are affecting your credit score
How GoCredit Works?
In just three steps, you can find the cheapest and fastest loan options.
Check Your Credit Score
View your credit score and history for free
Find the Best Loan Offers
Get cheapest and fastest loan offers from top lenders
Apply for a Loan
Get the loan amount to your account in 30 minutes*
Why GoCredit?
The simplest way to manage your credit and loans, all in one app.
Zero Fees
All feature are completely free to use — Enjoy a seamless experience
AI-Powered
AI-driven recommendations to help you boost your credit score
Trusted Platform
Your data is secure with us and we partner only with trusted lenders
Real People, Real Results
Thousands of users trust GoCredit to improve their credit and discover affordable loans
“GoCredit helped me fix my credit report and find a loan with lowest interest rate!”
Anita Kumari
Noida
“Thanks to GoCredit, I boosted my score by 60 points in just three months!”
Rajendra Mishra
Lucknow
“GoCredit helped me find a business loan at 2% lower than my bank.”
Praveen Garg
Jaipur
Get Started Today
Resolve credit report errors easily
Cheapest loan offers
Boost your score
Frequently Asked Questions
Find quick answers to your queries.
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How does GoCredit find the lowest loan rates?GoCredit works with multiple trusted lenders, comparing offers to ensure you get access to the most affordable loan rates.
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Can GoCredit help improve my credit score?Yes! Our AI-powered platform offers personalised insights and actionable steps to help you manage and boost your credit score.
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Does GoCredit offer loans directly?No, GoCredit acts as a loan aggregator, connecting users with our partnered lenders. All loans are processed by these RBI-licensed institutions.
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What types of loans are available through GoCredit?Our partners offer various loan types, including personal, business, and short-term loans, all tailored to meet your financial needs.
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How can I apply for a loan on GoCredit?Simply download the GoCredit app, complete the signup, select a lender, submit the required documents to complete loan application. Once approved, your loan amount will be credited to your bank account within minutes.
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Are there any hidden fees for using GoCredit?No, GoCredit is completely free for users. We don’t charge any fees for loan applications or accessing our platform.
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What is the typical loan range available for personal loans?Loan amounts from our partners range from ₹10,000 to ₹40 Lakhs, depending on eligibility and lender terms.
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Who is eligible to apply for a loan on GoCredit?To qualify, you must be an Indian resident aged 21-60 with a minimum monthly income of ₹15,000. Other criteria may vary by lender.
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What makes GoCredit different from other loan apps?GoCredit’s AI-driven insights, multiple lender options, and commitment to credit improvement make it a comprehensive platform for financial empowerment.
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Is my information secure with GoCredit?Absolutely. We use bank-level encryption to safeguard your data, ensuring privacy and protection at all times.